Intesa Sanpaolo announced its participation in the 2025 EU-wide stress test, an exercise coordinated by the European Banking Authority (EBA) in cooperation with the Single Supervisory Mechanism (SSM), the Bank of Italy, the European Central Bank (ECB), and the European Systemic Risk Board (ESRB).
The bank acknowledged the announcements made by the EBA regarding the stress test and confirmed it accepts the results of this process.
According to Intesa Sanpaolo, “The 2025 EU-wide stress test does not contain a pass-fail threshold and instead is designed to be used as an important source of information for the purposes of the SREP. The results will assist competent authorities in assessing Intesa Sanpaolo’s ability to meet applicable prudential requirements under stressed scenarios.”
The scenario used for this year’s adverse stress test was set by the ECB/ESRB and spans from 2025 through 2027. The methodology assumes a static balance sheet based on data as of December 2024. As noted by Intesa Sanpaolo, “It is not a forecast of Intesa Sanpaolo profits.”
The bank also provided information about its Common Equity Tier 1 ratio (CET1 ratio) as part of these results.
